@font-face{font-family:LocalUI;src:local("Inter"),local("Segoe UI");font-display:swap}
:root{--navy:#102641;--navy-deep:#0a1b30;--green:#087a50;--mint:#91e4b2;--ink:#1b3044;--muted:#556779;--line:#dce4e7;--paper:#f6f8f5;--pale:#edf4ef;--white:#fff;--wrap:1200px;--radius:8px}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:105px}body{margin:0;color:var(--ink);background:#fff;font:16px/1.65 LocalUI,Arial,sans-serif;-webkit-font-smoothing:antialiased}button,input,select,textarea{font:inherit}button,a,input,select,textarea{-webkit-tap-highlight-color:transparent}a{color:var(--green);text-underline-offset:4px}a:hover{text-decoration-thickness:2px}button{cursor:pointer}img{display:block;max-width:100%;height:auto}p{margin:0 0 19px}h1,h2,h3{color:var(--navy);letter-spacing:-.035em;line-height:1.13;margin:0 0 20px;font-weight:650}h1{font-size:clamp(43px,4.9vw,68px)}h2{font-size:clamp(31px,3.3vw,43px)}h3{font-size:21px;letter-spacing:-.02em;line-height:1.3}em{font-style:normal}ul,ol{padding-left:22px}li{margin-bottom:10px}:focus-visible{outline:3px solid #d89e24;outline-offset:5px;border-radius:3px}[hidden]{display:none!important}.wrap{max-width:var(--wrap);padding:0 28px;margin:0 auto}.section{padding:95px 0;scroll-margin-top:88px}.eyebrow{font-size:11px;letter-spacing:.17em;font-weight:750;text-transform:uppercase;color:var(--green);margin-bottom:19px;line-height:1.5}.eyebrow.light{color:var(--mint)}.skip{position:fixed;z-index:1000;top:-70px;left:20px;background:#fff;padding:10px 18px;color:var(--navy)}.skip:focus{top:10px}.button{display:inline-flex;align-items:center;justify-content:center;gap:24px;min-height:52px;padding:14px 21px;background:var(--green);border:1px solid var(--green);border-radius:4px;color:#fff;font-weight:650;font-size:14px;line-height:1.35;text-decoration:none;transition:background .15s,transform .15s}.button:hover{background:#086241;border-color:#086241;text-decoration:none}.button span{font-size:20px;line-height:1}.button-small{min-height:44px;padding:11px 16px;font-size:13px;gap:18px}.button-navy{background:var(--navy);border-color:var(--navy)}.button-navy:hover{background:#213e60;border-color:#213e60}.button-outline{background:transparent;color:var(--navy);border-color:#b4c2ca}.button-outline:hover{background:var(--pale);border-color:#9baaaf}.button:disabled{cursor:wait;opacity:.65}.text-link{display:inline-block;color:var(--green);font-weight:650;font-size:14px;text-decoration:none;border-bottom:1px solid #a5cbb9;padding-bottom:3px}.small-note,.source-note,.form-help{font-size:12px;color:var(--muted);line-height:1.65}.source-note{margin:27px 0 0}.small-note{margin-top:26px;max-width:400px}.text-button,.inline-button{border:0;background:none;padding:0;text-decoration:underline;color:inherit;text-underline-offset:3px}.inline-button{color:var(--green);font:inherit}
.site-header{background:var(--white);position:sticky;top:0;z-index:100;border-bottom:1px solid #e3e9ec}.header-row{min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:30px}.brand{display:flex;align-items:center;gap:10px;color:var(--navy);text-decoration:none;font-size:19px;font-weight:750;letter-spacing:-.045em;line-height:1.2;white-space:nowrap}.brand small{display:block;font-size:9px;line-height:1.5;letter-spacing:.12em;text-transform:uppercase;color:#6b7d88;margin-top:4px;font-weight:600}.brand-green{color:var(--green)}.brand-mark{width:33px;flex-shrink:0;color:var(--green)}.brand-mark svg{width:100%;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}.site-header nav{display:flex;align-items:center;gap:29px}.site-header nav>a{font-size:12px;color:var(--navy);font-weight:650;text-decoration:none;white-space:nowrap}.site-header nav>a:hover{text-decoration:underline}.site-header nav>a.button{color:white;font-size:12px}.menu-toggle{display:none;background:none;border:0;width:44px;height:44px;padding:10px}.menu-toggle span{display:block;height:2px;background:var(--navy);margin:7px 0}
.hero{position:relative;background:var(--navy-deep);isolation:isolate;overflow:hidden}.hero-image{position:absolute;inset:0 0 0 42%;z-index:-2}.hero-image img{width:100%;height:100%;object-fit:cover;object-position:64% center}.hero::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,#0d223b 0%,#0d223b 32%,rgba(13,34,59,.92) 43%,rgba(13,34,59,.2) 72%,rgba(13,34,59,.05) 100%)}.hero-content{min-height:666px;position:relative;display:flex;align-items:center;justify-content:space-between;gap:30px;padding-top:75px;padding-bottom:75px}.hero-copy{max-width:610px}.hero h1{color:white;font-size:clamp(44px,4.9vw,68px);letter-spacing:-.045em;line-height:1.07;margin-bottom:28px}.hero h1 em{color:var(--mint);display:inline-block}.hero-lead{font-size:17px;max-width:485px;color:#d6e0e7;line-height:1.7;margin-bottom:30px}.hero-actions{display:flex;align-items:flex-start;flex-direction:column;gap:21px}.hero .button{background:#8cdeb0;color:#0b2f25;border-color:#8cdeb0;font-weight:750}.hero .button:hover{background:#b3edc9}.hero-secondary{color:#fff;font-size:13px;font-weight:600;text-decoration:none}.hero-fine{font-size:11px;color:#b9c7d3;max-width:390px;margin:27px 0 0;line-height:1.6}.hero-caption{align-self:flex-end;color:white;font-size:12px;text-shadow:0 1px 8px #061526;position:relative;max-width:220px;margin:0 0 15px}.hero-caption p{margin:0;line-height:1.7}.hero-caption b{font-size:14px;font-weight:600}.caption-line{display:block;width:37px;height:3px;background:var(--mint);margin-bottom:13px}.audience-strip{background:var(--paper);border-bottom:1px solid var(--line);padding:24px 0}.audience-strip .wrap{display:flex;justify-content:space-between;align-items:center;gap:25px}.audience-strip span{font-size:10px;font-weight:750;letter-spacing:.12em;text-transform:uppercase;color:#5a6d6e}.audience-strip p{font-size:13px;margin:0;color:var(--navy);font-weight:550}.audience-strip i{font-style:normal;color:#9fb4ad;padding:0 22px}
.section-heading{display:grid;grid-template-columns:1.15fr 1fr;align-items:end;gap:80px;margin-bottom:45px}.section-heading h2{margin:0}.section-heading>p{margin:0 0 3px;color:var(--muted);font-size:15px}.compare-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.comparison-card{padding:29px 0 0;border-top:1px solid #9ab5a6}.comparison-card .number{font-size:10px;letter-spacing:.12em;font-weight:750;color:var(--green);display:block;margin-bottom:19px}.comparison-card h3{font-size:24px}.comparison-card p{font-size:14px;color:var(--muted);margin-bottom:24px}.comparison-card .text-link{font-size:12px}.calculator-section{background:var(--paper)}.calculator-grid{display:grid;grid-template-columns:1fr 1fr;gap:100px;align-items:center}.calculator-grid>div>p:not(.eyebrow):not(.small-note){max-width:440px;color:var(--muted);font-size:15px}.calculator{background:#fff;padding:32px;border:1px solid #d8e1dd;box-shadow:0 14px 45px #10264108;border-radius:8px}.calculator-top{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;margin-bottom:25px}.calculator-top h3{font-size:18px;margin:0;max-width:190px}.pill{font-size:9px;line-height:1.4;padding:5px 8px;background:var(--pale);color:#426d54;border-radius:3px;white-space:nowrap}.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:17px}.field{margin-bottom:19px}.field label{display:block;font-size:12px;font-weight:650;color:var(--navy);margin-bottom:7px;line-height:1.5}.field label span{font-weight:400;color:var(--muted);display:inline-block}.field input,.field select,.field textarea{display:block;width:100%;min-width:0;border:1px solid #becbcf;border-radius:3px;background:#fff;color:var(--ink);padding:11px 12px;min-height:47px;font-size:14px;line-height:1.5}.field textarea{resize:vertical}.field input::placeholder,.field textarea::placeholder{color:#64757f;opacity:1;font-size:12px}.field small{display:block;font-size:10px;line-height:1.6;color:var(--muted);margin-top:6px}.calculator .button{width:100%;min-height:46px;font-size:12px}.calc-result{background:var(--pale);padding:20px 22px;margin-top:24px;border-left:3px solid var(--green)}.calc-result .result-label{font-size:10px;text-transform:uppercase;letter-spacing:.1em;color:#526f5e;margin-bottom:5px}.result-number{font-size:27px;font-weight:700;letter-spacing:-.04em;color:var(--navy);line-height:1.3;margin:0 0 8px}.calc-result p:last-child{font-size:11px;line-height:1.65;margin:0;color:#486253}.process-grid{display:grid;grid-template-columns:repeat(3,1fr);list-style:none;padding:0;gap:38px;margin:0}.process-grid li{margin:0}.process-grid span{display:flex;align-items:center;justify-content:center;width:39px;height:39px;border:1px solid #b7d1c1;border-radius:50%;font-size:11px;color:var(--green);font-weight:650;margin-bottom:23px;background:var(--pale)}.process-grid h3{font-size:20px}.process-grid p{font-size:14px;color:var(--muted);margin:0}.process-bottom{border-top:1px solid var(--line);margin-top:38px;padding-top:25px;display:flex;align-items:center;justify-content:space-between;gap:28px}.process-bottom p{font-size:12px;color:var(--muted);margin:0}.process-bottom p b{color:var(--navy)}.process-bottom .text-link{font-size:12px;white-space:nowrap}
.operations-section{background:var(--paper)}.operations-grid{display:grid;grid-template-columns:1fr 1fr;gap:85px;align-items:center}.operations-image{position:relative;margin:0;align-self:stretch;min-height:585px}.operations-image img{width:100%;height:100%;object-fit:cover;border-radius:6px;object-position:40% center}.operations-image figcaption{position:absolute;bottom:20px;left:20px;right:20px;background:#102641e8;padding:15px 18px;color:#e7eff3;font-size:12px;border-left:2px solid var(--mint)}.operations-grid h2{font-size:36px}.operations-grid>div>p:not(.eyebrow){font-size:14px;color:var(--muted)}.industry-list{margin:28px 0 25px}.industry-list article{display:flex;gap:20px;border-top:1px solid #d3dfd9;padding:20px 0}.industry-list article>span{font-size:10px;color:var(--green);padding-top:3px;font-weight:700}.industry-list h3{font-size:17px;margin:0 0 7px}.industry-list p{font-size:12px;color:var(--muted);margin:0;line-height:1.7}.eligibility-grid{display:grid;grid-template-columns:1fr 1fr;gap:110px}.eligibility-grid>div>p:not(.eyebrow){font-size:15px;color:var(--muted);max-width:430px}.eligibility-notes article{padding:0 0 23px;margin-bottom:22px;border-bottom:1px solid var(--line)}.eligibility-notes article:last-child{margin:0;padding:0;border:0}.tag{font-size:9px;text-transform:uppercase;letter-spacing:.11em;color:var(--green);font-weight:750;display:block;margin-bottom:9px}.eligibility-notes h3{font-size:19px;margin-bottom:10px}.eligibility-notes p{font-size:13px;color:var(--muted);margin:0}.guide-section{padding-top:10px;padding-bottom:90px}.guide-panel{background:var(--navy);color:#d5e0e7;border-radius:7px;padding:50px 55px;display:grid;grid-template-columns:1fr 1fr;gap:90px;align-items:center}.guide-panel h2{color:white}.guide-panel>div>p:not(.eyebrow){font-size:14px;max-width:480px}.guide-panel .button{margin-top:8px;background:var(--mint);border-color:var(--mint);color:var(--navy)}.guide-list p{border-bottom:1px solid #3c5267;padding:14px 0;margin:0;font-size:15px!important;color:#e2eaf0}.guide-list span{display:inline-block;font-size:10px;color:var(--mint);min-width:32px}.faq-section{padding-top:0}.faq-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:100px}.faq-grid>div>p:not(.eyebrow){font-size:14px;color:var(--muted)}details{border-bottom:1px solid var(--line)}details:first-child{border-top:1px solid var(--line)}summary{list-style:none;cursor:pointer;padding:20px 35px 20px 0;font-weight:650;font-size:14px;color:var(--navy);position:relative;line-height:1.5}summary::-webkit-details-marker{display:none}summary:after{content:"+";position:absolute;right:5px;top:18px;color:var(--green);font-size:21px;font-weight:400}details[open]>summary:after{content:"−"}details>p{font-size:13px;color:var(--muted);margin:0 24px 23px 0}
.request-section{background:var(--pale);border-top:1px solid #d5e3d8}.request-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:100px;align-items:start}.request-copy{padding-top:25px}.request-copy h2{font-size:39px}.request-copy h2 span{color:var(--green)}.request-copy>p:not(.eyebrow){font-size:15px;color:var(--muted);max-width:390px}.check-list{list-style:none;padding:0;margin:28px 0}.check-list li{font-size:13px;position:relative;padding-left:25px;margin-bottom:13px}.check-list li:before{content:"✓";color:var(--green);font-weight:750;position:absolute;left:0}.request-note{border-top:1px solid #becfc3;padding:25px 0 16px;max-width:370px}.request-note b{font-size:12px}.request-note p{font-size:12px;line-height:1.7;color:#546c5e;margin:10px 0}.request-copy>.text-link{margin-top:10px;font-size:12px}.inquiry-form{background:#fff;border:1px solid #d7e1dc;border-radius:6px;padding:34px;box-shadow:0 12px 36px #17392806}.inquiry-form h3{font-size:24px;margin:0 0 6px}.inquiry-form>.form-help{font-size:10px;margin:0 0 24px}.inquiry-form .form-grid{gap:15px}.inquiry-form .form-grid .field{margin-bottom:4px}.inquiry-form>.field{margin-top:18px;margin-bottom:0}.consent-field{display:flex;align-items:flex-start;gap:11px;margin:22px 0;font-size:11px;line-height:1.65;color:var(--muted)}.consent-field input{width:17px;height:17px;accent-color:var(--green);margin:2px 0 0;flex-shrink:0}.form-submit{width:100%;justify-content:space-between;margin-bottom:14px}.inquiry-form>.form-help:last-child{font-size:10px;margin:0}.preview-notice{background:#fff5d8;border:1px solid #ead6a0;color:#5e4b21;font-size:11px;line-height:1.6;padding:11px 13px;border-radius:3px}.inquiry-error{color:#952b23;background:#fff1ec;padding:12px;font-size:12px;border-left:3px solid #b24335;margin:20px 0}.inquiry-status{font-size:12px;padding:10px 0;color:var(--green)}
.site-footer{background:var(--navy-deep);color:#bdccd6;padding:60px 0 25px}.site-footer .brand{color:#fff;display:block;font-size:21px}.site-footer .brand-green{color:var(--mint)}.footer-top{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:70px;padding-bottom:40px}.footer-top>div:first-child p{font-size:12px;margin:20px 0 0;line-height:1.8}.footer-top h2{font-size:10px;letter-spacing:.14em;text-transform:uppercase;color:#94b3a5;margin:0 0 21px}.footer-top>div:not(:first-child)>a{display:block;font-size:12px;color:#e0e8ed;text-decoration:none;margin:0 0 12px}.footer-note{border-top:1px solid #2c4054;padding-top:25px}.footer-note>p{font-size:10px;line-height:1.8;max-width:900px;color:#a4b6c4}.footer-bottom{display:flex;flex-wrap:wrap;gap:20px;font-size:9px;color:#a6b7c4;margin-top:22px}.footer-bottom a{color:#c6d2db}.footer-bottom span:last-child{margin-left:auto}dialog{border:0;border-radius:8px;padding:0;max-width:min(940px,calc(100vw - 32px));max-height:calc(100dvh - 32px);width:940px;color:var(--ink);box-shadow:0 25px 100px #0005}dialog::backdrop{background:#07182cbb;backdrop-filter:blur(3px)}.dialog-heading{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:22px 25px 10px}.dialog-heading h2{font-size:22px;letter-spacing:-.03em;margin:0}.dialog-close{border:0;background:var(--pale);color:var(--navy);width:38px;height:38px;font-size:26px;line-height:1;flex-shrink:0;border-radius:50%}.dialog-intro{font-size:12px;color:var(--muted);padding:0 25px;margin:0 0 15px}.booking-dialog iframe{display:block;width:100%;height:min(590px,60dvh);border:0;background:#f8fafb}.dialog-fallback{font-size:12px;margin:0;padding:15px 25px;background:var(--pale)}.privacy-dialog{width:650px}.privacy-body{padding:10px 25px 25px;font-size:14px;color:var(--muted)}body.dialog-open{overflow:hidden}
.article-hero{background:var(--paper);padding:30px 0 55px;border-bottom:1px solid var(--line)}.breadcrumb{display:flex;flex-wrap:wrap;gap:12px;font-size:10px;color:#627580;margin-bottom:38px}.breadcrumb a{color:var(--muted)}.article-title-grid{display:grid;grid-template-columns:1.35fr 1fr;gap:75px;align-items:center}.article-hero h1{font-size:clamp(37px,4.1vw,56px);line-height:1.12}.article-hero h1 em{color:var(--green)}.article-deck{font-size:17px;color:var(--muted);line-height:1.7;max-width:600px}.article-meta{font-size:10px;color:var(--muted);margin:25px 0 0}.article-meta span{padding:0 10px}.article-title-grid figure{margin:0}.article-title-grid img{width:100%;border-radius:5px;aspect-ratio:1.25;object-fit:cover}.article-title-grid figcaption{font-size:10px;color:var(--muted);margin-top:10px}.article-layout{display:grid;grid-template-columns:230px minmax(0,1fr);gap:80px;align-items:start;padding-top:65px;padding-bottom:80px}.article-toc{position:sticky;top:115px}.article-toc .eyebrow{font-size:10px;margin-bottom:15px}.article-toc nav>a{display:block;font-size:12px;color:var(--muted);padding:7px 0;text-decoration:none;line-height:1.5}.article-toc nav>a:hover{color:var(--green)}.toc-note{border-top:1px solid var(--line);margin-top:25px;padding-top:25px}.toc-note p{font-size:11px;color:var(--muted);margin-bottom:10px}.toc-note p b{color:var(--navy)}.toc-note .button{font-size:11px;margin-top:10px}.article-body{min-width:0}.article-body>section{margin-bottom:55px;scroll-margin-top:115px}.article-body>section:last-child{margin-bottom:0}.article-body h2{font-size:30px;line-height:1.2}.article-body p{font-size:15px;color:var(--muted);line-height:1.8}.article-body .answer-box{padding:30px;background:var(--pale);border-left:3px solid var(--green);border-radius:0 5px 5px 0}.article-body .answer-box h2{font-size:26px}.article-body .answer-box .eyebrow{font-size:10px;margin-bottom:12px}.article-body .answer-box p:last-child{margin:0}.table-wrap{overflow-x:auto;max-width:100%;margin:28px 0;border:1px solid var(--line);border-radius:5px}table{border-collapse:collapse;width:100%;font-size:12px;line-height:1.65}caption{text-align:left;padding:12px 15px;background:#f6f8f9;font-size:10px;color:var(--muted);border-bottom:1px solid var(--line)}thead{background:#eaf1ed}th,td{padding:15px 16px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}thead th{font-size:11px;line-height:1.5;color:var(--navy)}tbody th{font-weight:650;color:var(--navy);width:31%}td{color:var(--muted)}tbody tr:last-child td,tbody tr:last-child th{border-bottom:0}.bill-diagram{display:grid;grid-template-columns:1fr 18px 1fr 18px 1fr;align-items:stretch;gap:6px;padding:25px 0;margin:10px 0 5px}.bill-diagram>div{background:var(--paper);border-top:2px solid #76b492;padding:16px 13px}.bill-diagram>div>span{display:block;font-size:8px;letter-spacing:.1em;color:var(--green);margin-bottom:9px}.bill-diagram b{display:block;font-size:17px;letter-spacing:-.03em;color:var(--navy);margin-bottom:9px}.bill-diagram p{font-size:10px;line-height:1.7;margin:0}.diagram-plus{display:flex;align-items:center;justify-content:center;color:var(--green);font-size:20px}.article-body .source-note{font-size:11px}.example-table td:nth-child(3){background:#f3f8f3}.example-table .total{background:var(--pale);font-weight:700}.example-table .total td{color:var(--navy)}.takeaway{display:flex;align-items:center;gap:26px;background:var(--navy);padding:25px 28px;border-radius:4px;margin:25px 0}.takeaway-number{color:var(--mint);font-size:40px;font-weight:650;letter-spacing:-.05em;line-height:1.2}.takeaway p{color:#d8e2eb;font-size:12px;line-height:1.6;margin:0}.takeaway p b{color:white;font-weight:600}.checklist-heading{display:flex;align-items:center;justify-content:space-between;gap:25px;margin-bottom:25px}.checklist-heading .eyebrow{font-size:9px;margin-bottom:12px}.checklist-heading h2{margin:0}.checklist-heading .button{white-space:nowrap;font-size:10px}.contract-list{list-style:none;counter-reset:item;padding:0}.contract-list li{counter-increment:item;position:relative;padding:18px 0 18px 44px;border-top:1px solid var(--line);margin:0}.contract-list li:before{content:counter(item,decimal-leading-zero);position:absolute;left:0;top:20px;color:var(--green);font-size:10px;font-weight:700}.contract-list b{font-size:14px;color:var(--navy);display:block;margin-bottom:6px}.contract-list p{font-size:12px;line-height:1.75;margin:0}.article-faq summary{font-size:14px}.article-faq details>p{font-size:13px}.sources{background:var(--paper);padding:30px;border:1px solid var(--line);border-radius:5px}.article-body .sources h2{font-size:24px}.sources p{font-size:12px}.sources li{font-size:11px;line-height:1.7;color:var(--muted)}
@media(min-width:1450px){.hero-image{left:44%}.hero::after{background:linear-gradient(90deg,#0d223b 0%,#0d223b 34%,rgba(13,34,59,.88) 45%,rgba(13,34,59,.07) 72%)}}
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